In the past, getting a merchant account to accept credit cards was a huge hassle and very expensive.  However with the invention of the internet all that has changed.

The list below is all you need to open up a merchant account so you can accept credit card payments from your clients. 

• Business checking account
• Email address (cannot be a free one like Hotmail or Yahoo though)
• Social Security Number
• $35.00

That is it!

Advantages

• Sitters report a substantial increase in income when they offer clients option to pay by  credit card
• It can be more convenient way to pay for your client
• Clients may book more sits
• Client will probably chose you over sitter that does not accept credit cards
• It gives a professional image to your to your business when you give clients options on how to pay

Disadvantages

• Credit card company will take 3.1% of each transaction
• Credit card company will take .35 cents each time you deposit to your checking account
• If you want to process more than $1,000.00 of transaction in one month they will require a $250.00 refundable deposit
• Chargeback

A client could ask for what is called a "charge back" if they did not like your service.  Meaning you would have to take time out to email the company and explain your position.  If they did not agree with you it would be like a 'stop payment' on a check.

Most sitters report a real increase in their business once they started taking credit cards which more than offset the transaction fees.  And chargebacks like stop payments were rare.

Set Up Your Account Now

If you are interested in getting your merchant account started now to accept credit cards please click www.propay.com  and fill in the simple form.  They will ask you to send in your $35.00 sign up fee and a voided check.

For Pet Sitter Review on different credit card acceptance methods click HERE

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